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Business Services: The Basics
Insurance, retirement products and services or investments, is just part of what you'll need to consider while growing your business. Some of your planning will be uplifting like rewarding your employees and top executives with benefits and bonuses for jobs well done.
And, part of what you'll need to manage is the unexpected like maintaining business continuity during a disability of yourself or one of your employees, or upon the death of a business partner.
Business Continuation
Business Continuation Life Insurance policies are company, or organization funded and owned policies issued on the life or lives of employees whose demise would have a substantial financial impact on the surviving organization’s ability to function and prosper in its future.
Business Continuation Life Insurance policies have a named owner, a named insured and named beneficiaries designations. And, Effectively, once issued the policy is guaranteed without a new physical, no matter the health condition of the insured.
*As long as the owner pays the premiums on time.
Benefits of Business Continuation Life Insurance
1. The Business Continuation Life Insurance can be issued and are typically issued for staff members that have essential expertise in categories essential to the operation and success of the business.
2. Business Continuation Life Insurance policies are designed to replace the economic loss associated with deceased employees.
3. These policies provide permanent coverage on the life of the insured.
4. The premiums can remain the same for the duration of the policy.
5. Generally, the death benefit payable to a corporate or organization beneficiary is income tax free.
Employee Benefits
Employee benefit demands of growing businesses are many, and they vary widely. We handle the employee benefits needs of small to mid-size companies with a well-equipped portfolio of competitive products for the businesses we serve.
1. Dental
The Complete Insurance Source.com offers a variety of plan designs including administrative services only (ASO), preferred provider organization (PPO), and prepaid along with innovative features, such as Maximum Rollover and coverage for dental implants.
Disability
Employees pick form flexible, creative plans for both short-term and long-term disability with enhanced benefit options, such as telephone claims submission and pension contribution protection.
2. Life
Employees can take advantage of Term Life, Accidental Death & Dismemberment (AD&D), and Group Universal Life with value added options available such as LifeAssist, waiver of premium, and retained asset accounts.
3. Medical
The Complete Insurance source.com has health plans help keep members healthy and productive. We offer over _________ network providers, ________ facilities nationwide, and over _______regional networks.
4. Vision
We offer a variety of comprehensive plan designs through ______ and include
1.
2.
The Complete Insurance source.com offers employee benefits on a voluntary basis allowing employees to purchase additional coverage at work through payroll deduction. The Complete Insurance source.com offers these popular products on a voluntary basis:
Executive Benefits
Executive Benefits Contact a Business Planning Expert at TheCompleteInsuranceSource.com
We'll help you implement the right business strategies. You'll worry less and focus more on the business of your business